Investment Planning

Our Investment Committee

Working with Avallis Group bring with it several key benefits that differentiate us from the traditional private banks and investment houses. Some key advantages include:

Independent and objective

Independent and objective investment recommendations based on the client’s investment needs and requirements articulated through an investment policy statement. Recommendations are not driven by revenue considerations and promotion of in-house products which can lead to conflicts of interest.

A structured process

A structured and disciplined investment management process that incorporates the best of institutional investment decision-making and is made accessible to individual investors. Portfolios are constructed based on the principles of diversification, optimized based on risk-adjusted returns. The value we add is in the investment thesis, rationale, recommendations. The is reflected in the tactical asset allocation decisions and a proprietary fund selection methodology.

Informed methods

As a group we evaluate a wide range of investment ideas and opportunities daily, sourced from multiple financial institutions globally, and consider only the best ideas. On an average day, we receive dozens of investment ideas from around the world and filter out only the best ideas for that day for clients.

Deep experience

A highly experienced team of investment professionals sit on the Investment Committee with a combined total of over ten decades of cumulative investment experience derived from a wide variety of financial disciplines. The long-term experience anchors decisions to reality and attenuates market exuberance and despair. Senior team members have advised/managed funds over billions of dollars in various asset classes including fixed income, equities, and private equity.

Collectively these groups of factors have resulted in a solid track record over the past 10 years.

Avallis boasts of a transparent fee structure with no hidden fees. All fees are known to the client upfront.

Low Ee Meng Isaac
BBA, CLU, ChFC, CFA
Principal Partner and Head, Investment Advisory

Isaac graduated from the National University of Singapore with a degree in Business Administration and is a Chartered Life Underwriter and Chartered Financial Consultant from the American College. He is also a Charter Holder of the Chartered Financial Analyst designation from the CFA Institute and a member of CFA Institute Singapore.
Nessie Mok
Senior Manager, Investment Advisory

Nessie graduated from Nanyang Technological University with a Bachelor of Business and has completed the CFP Certification Education Program.

Nessie oversees the Investment Advisory Services of Avallis Financial and is involved in the planning and implementation of the Investment Advisory strategies which includes analysing investment products, product selection as well as portfolio
creation.

Fund Management Team

Through our ecosystem paired with the best-in-class experts, Avallis Investments is well positioned to take you through your journey with us at every step along the way.

Alvin G Yap
CFA
Fund Manager, Investment Advisory

Alvin has over 29 years of investment experience, managing funds for Sovereign Wealth Funds, institutional investors, private companies, trust funds, and high net worth individuals.

Institutions he has worked for include the Government of Singapore Investment Corporation (GIC), American Express Asset Management, UBS AG, and OCBC Private Bank. Alvin also founded several VC funds anchored by Singapore and Malaysian governments.

He has held the CFA charter since 1994 and remains active in academic circles and lectures on Investment Management, Banking & Finance and selected global issues at University College of London (UCL) and the University of London (UOL).
Daryl Chang
Senior Investment Analyst

Daryl graduated from the Singapore Management University with a degree in Business Management and is currently a Level 3 candidate in the Chartered Financial Analyst program.

As the lead investment analyst with Avallis Investments, Daryl employs a combination of top down and bottom up research approaches to deliver insightful investment recommendations to our clients.

Prior to his current role, Daryl worked as a trader in a proprietary trading firm specialising in relative value trading. He was also a researcher in various investment banks including JP Morgan and OCBC.
Karmen Khor
Associate Investments Analyst

Karmen provides business support and covers financial analysis to both external asset management and portfolio fund management.

Karmen started her career as an Assistant Accountant in a Malaysian listed company and was later as an Accountant Assistant Manager in one of its subsidiaries in Singapore.

Her academic and professional credentials include Association of Chartered Certified Accountants (ACCA), Master of Science in Professional Accountancy and is now pursuing Chartered Financial Analyst (CFA).
Fion Khoo
Associate Investment Analyst

Fion graduated with a degree in Banking and Finance from the University of London.
She was with Great Eastern where she developed her strong interpersonal skills and understanding of clients’ investment needs.

Her strong customer service skills coupled with her meticulosity set her apart and enable her to provide high quality service to clients at all times. She is currently pursuing the Chartered Financial Analyst (CFA) program.

Speak to an Avallis Financial Consultant today.