Conviction in uncertain markets. Discipline across every cycle

Every portfolio begins with a strategic allocation across global equities and fixed income, diversified by region, sector, market capitalisation, and investment style.

Equity and bond weightings range from 30% to 70% depending on the client’s profile, with geographic exposure spanning developed and emerging markets.

Within the satellite allocation, our CIO Office actively monitors macroeconomic signals, earnings trends, and geopolitical developments to inform tactical shifts.

This includes sector rotation, regional tilts, and selective exposure to commodities, precious metals, and real assets when conditions warrant.

Portfolios are subject to systematic rebalancing, which enforces profit taking discipline and prevents drift from the agreed risk profile.

For income focused mandates, a cash buffer is maintained to ensure payouts are not drawn from underperforming positions during market downturns. This is a detail that matters far more than most investors realise.

Investment strategy is not static. As clients move through accumulation, pre-retirement, and distribution phases, their portfolios evolve accordingly.

Equity weightage shifts, income emphasis increases, and tactical flexibility adjusts to reflect changing priorities.

Across select portfolios, some of our portfolios excludes involvement in controversial weapons, military contracting, and small arms. Beyond screening, we incorporate impact investing principles, deploying capital into funds that generate measurable social or environmental benefit alongside financial returns.

We are progressively expanding this approach across our broader portfolio suite. It is the direction we are committed to.

AEPP, ChFC, CFA  |  Principal Partner & Head, Legacy and Investment Advisory

Isaac leads the Investment Advisory Services team, overseeing the delivery of investment recommendations backed by deep experience in financial markets. Beyond investments, he works with families on multi-generational wealth stewardship through legacy and estate planning strategies.

He holds the Chartered Financial Consultant designation from The American College and is an Associate Estate Planning Practitioner and CFA charterholder.

CFA  |  Chief Investment Officer

Alvin brings over 30 years of investment experience spanning listed securities, private equities, and venture capital. His institutional pedigree includes the Government of Singapore Investment Corporation (GIC), American Express Asset Management, UBS AG, and OCBC Private Bank. In 2000, he established several venture capital funds anchored by major government institutions, including TIF Ventures with Singapore’s Economic Development Board and Khazanah Berhad, the investment arm of the Malaysian government.

Alvin has held the CFA charter since 1994 and remains active in academic circles, lecturing at University College London and the University of London.

BCom, CPA, MBA, CFA  |  Senior Portfolio Manager

Alfred has over 30 years of regional experience across Singapore, Hong Kong, and mainland China, holding senior roles as Chief Investment Officer, Head of Asset Management, and Executive Director. He is a multiple award winning fund manager, recognised across 13 awards in multiple categories including the Singapore Investment Fund Award, The Edge Lipper Award, and Morningstar, with a proven, audited top quartile track record in both bull and bear markets.

Alfred has launched and managed authorised public funds and ETFs across three jurisdictions, growing a flagship fund’s assets under management from US$12 million to US$150 million. He holds regulatory licences from the MAS, Hong Kong SFC, and Hong Kong MA, and has managed funds distributed through major institutions across the region.