Financial Planning

Making a worry-free retirement your reality

Whether you’re just starting to save now, or already have an established retirement nest egg at Avallis Financial, we have years of experience and relevant expertise in preparing clients like yourself with the ability and peace of mind to enjoy a worry-free retirement.

We’ll work with you to find the right fit of savings and investment solutions that will protect and grow your nest egg safely; the way you want it, so you can achieve your life aspirations. Take the first step to make your dream retirement a reality today. Because the knowledge that your money is safeguarded and working hard for you so it’ll be ready when you need it – is true financial freedom.

It is important to ensure that the family financial needs are provided for adequately in the event of the major hazards of life like -premature death, disability and critical illness of the breadwinner. Careful consideration should be accorded to each of this unforeseen circumstances and how it impacts the family financial well-being. 

Determining the capital needs to cover future family expenses, paying off loans and funding children education are some of the considerations we must plan for so that the right type and amount of life insurance coverage can be provided.

Our busy lifestyles often mean our health and well-being takes a back seat. But there’s no reason to let your healthcare coverage do the same.

Avallis Financial offers a comprehensive selection of healthcare insurance plans from established and reputable insurers. Whether its outpatient or inpatient-care, safeguard yourself and your family from rising medical or hospitalisation costs. A wide range of private hospitalisation plans and integrated shield plans are available to ensure that your hospitalisation coverage can be provided. 

Long term disability due to the inability to perform the activities of daily living will result in additional step down care cost. Many underestimate the additional expenses and cost of long-term disability and how it can severely undermine the financial well-being of the family. Basic Eldershield and Eldershield supplements can be used to provide a long term stream of income to cater for such needs.

Find out how we can help you structure the right coverage that provides you the highest quality of available treatment within your means.

Make their dreams come true

As a parent, you want to give your children the best available opportunities to pursue their given talents and inspire them to boost their potential. Get an early start on the path to ensuring your children can enjoy the luxury of choosing the best possible education and career options open to them, without any financial constraints.

Select from our wide range of plans that offer both protection and a disciplined and dedicated way to save. So you can make your dreams, and theirs, into a sure reality.

Life Insurance Products

Avallis Financial offer a wide array of insurance products, from traditional whole life, universal life, endowment, term, critical illness, disability, hospitalisation plans to retirement planning products.

The sheer diversity of products we carry allows us to package plans and provide options that are not available via a single insurance company. This diversity means that the limited amount of claims allowed under section 63 of the Insurance Act can be multiplied when cover is spread over many insurance companies. For the less healthy, you can be assured of the most competitive terms as we will source for the best conditions for you.

Investment Products

Relying on a single institution to be able to invest effectively across all markets and sectors on a consistent basis may be unwise. Avallis Financial works with a multitude of fund managers, tapping on their strengths in sectors which they are most familiar with. Hence performance of your investments is not limited by the capability of a limited number of fund managers. Avallis Financial provides a wide range of funds ranging from global to regional, equities to bonds. Access to wide, varied choice of funds allows us independence and impartiality when giving you investment advice. Employing a process that assesses the performance of the fund managers, these funds are measured against their benchmarks. You have the opportunity to invest with and capitalise on renowned and competent investment expertise globally.

General Insurance Products

We have a whole suite of general insurance companies to select from. Whether it is personal lines for individuals or corporate insurance, our rates will be competitive. Terms and conditions are thoroughly looked through before a proposal is made. You have the comfort to know that our specialist will be there to help you to see through the jargon and packaging and arrive at solutions based on the right combination of price, coverage and benefits. Our General Insurance department makes sure it conducts itself in a highly compliant manner so that when claims arise, it can be paid according to the terms and conditions of the policy.

Employee Benefit Solutions

As Employee Benefit Brokers, we are able to search the entire market before coming to a recommendation for you, at no extra cost to your company. There is no need to spend any time comparing quotes because we represent your interest and not that of insurance companies. You can always feel confident that our technical analysis and thorough approach ensures that we are able to package plans to yield the most desirable results according to your company’s needs at the most competitive rates. A good Employee Benefits Programme should always be both cost effective to the company, and attractive to the employee.

Whether it’s catering to staff posted overseas or foreign staff working here, portable or non-portable medical schemes or simply creating incentive schemes to retain, reward or recruit staff, with our dedicated team of specialist, you can simply entrust this welfare part of your human resource scope of work to our team, as we will handle the plan design, employee education to claims and plan administration.